It is the new year and with that comes resolutions or goal setting. The most popular goals that people want to achieve include but are not limited to losing weight and paying off debt. Both endeavors are important to one’s life but they can be daunting and overwhelming. Part of the reason that people have a hard time losing weight or paying off debt is because it takes a long time. Both goals take a great deal of effort, patience, and perseverance to be successful. There is a way to save money on purchases however, and we will show you how in this article.